“You’ve got to have squeaky clean credit to buy a house.” Hands up if you’ve heard this. Want to know the real talk?
The credit score you need really depends on the type of loan you’re after. While a fixed-rate loan will require a score of at least 620, you may qualify for an FHA loan with a score as low as 500. And if you’re active-duty military, you’ll be glad to know there’s no minimum credit score requirement at all for VA loans.
The takeaway for all my followers? Don’t throw in the towel on homeownership because you have a less-than-perfect credit score. Send me a DM to chat, and let’s look at your options together!